I can't get rich. Why You Can't Get Rich: Non-Obvious Facts. Cooperation with a large company

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There is an interesting theory about how long wealth stays with a person and their descendants. It is said that wealth, as a rule, "lasts" for three generations: the first generation makes it, the second spends it, and the third one loses it.

Of course, there are exceptions to this rule, but have you ever seriously thought about wealth and how what does it mean to you personally?

Or you simply thought, "What wealth? I am always broke, my father also lived his life, this is family life." If you feel that wealth is out of your reach, then you are not alone in your thoughts.

According to some experts, millions of "ignorant potential millionaires" live on our planet, who could occupy very high positions on the "ladder of wealth" if only they got rid of several bad habits.

But you can be very skeptical about this statement, and rightly so. Because being rich means different things to different people. However, there are financial mistakes that many make, which keeps them from possible wealth.

What is wealth after all?

Most people don't equate wealth with a mansion and a big yacht. In fact, a tiny 7 percent of those surveyed (residents of the US and European countries) associated wealth with material goods such as cars, houses and boats.

Rather, for many, being rich means having enough money not to worry about it until the next payday. This is the opinion of 33 percent of the respondents.

Another 26 percent said being rich means having more than enough money to quit your job. However, few have indicated a certain amount. 17 percent of people think the wealthy is the one with the income at least $ 1 million, however, 11 percent stressed that a six-figure annual income would make them feel rich.

It is worth adding that most people who are actually rich do not consider themselves so. Maybe this is due to the fact that "being rich" has not so much to do with material goods, but is more connected with the fact that what people think of themselves.

However, according to financial experts, you will never have enough financial resources if you are "bogged down" in the points below:

Financial mistakes

1) you spend more than you earn

If you are living beyond your means, then know that you are not alone. According to the survey, 52 percent of people like to waste money, the majority often go into their savings, while 22 percent rely on credit cards.

By ditching all your income every month, you will never achieve financial well-being. Start recording your daily spending, analyze what you can save on, create your real monthly budget, and invest the rest in an emergency fund or retirement savings.

2) you are not saving enough money

Welcome to the club! Most of the people who took part in the survey save very small amounts, less than 5 percent of their income. Saving should be a priority if you want to amass wealth.

Start with an emergency fund. As soon as that amount becomes significant, switch to other goals, such as buying a house or paying for college.

3) you have too much debt

Some debts are precursors to financial success, such as buying a property or starting a business. However, there are no credit cards that are beneficial to you, so pay off your debts with the highest interest first.

4) you don't have a clear plan

Without a definite plan, becoming rich will remain just a dream. This will strengthen your excuses for overspending, not for saving. Those who fail to plan are doomed to fail.

Drawing up a financial plan may seem tedious, but it really isn't. You will understand when you get down to business.

Reasons for financial problems

5) you don't have an emergency fund

Experts say that you must have accumulated an amount equal to your income for at least six months. This is in case of an emergency. Life is difficult, and the lack of this type of safety net can turn an "uncomfortable" life situation into a real disaster.

6) you started too late

Time slips by very quickly. Just like working out in the gym, the hardest part about saving money is getting started. Even if you have debts, your income is not very large, or your expenses are very high, you can always save something, even just a little bit.

7) you complain instead of acting

"I don't make enough money", "Life is too expensive", "It's hopeless, I'll never get out of debt." Are you familiar with such statements? Or maybe you are using all of them?

Old habits die hard. However, as long as you do nothing to change something, nothing will change. Stop complaining and making excuses. Instead, take responsibility for the habits that are pulling you back and focus on how to get rid of them.

Financial difficulties: reasons

8) you live for today and forget about tomorrow

Don't underestimate the time when you retire. Sooner or later it will happen. The problem is that impulsive and unregulated spending leads to permanent debt.

Do yourself a big favor: stop being guided by the "buy now, think about it later" principle, start thinking "I'll save now, get rich later."

9) you put all your eggs in one basket

You might be lucky if you put all your money into one thing. You can also get lucky in the lottery. But this is not a strategy for living, or for getting rich. It is not recommended to keep all your money in one place, because it is associated with a lot of risk.

Your investment portfolio should include several investments with varying levels of risk and liquidity.

10) you hope at random

You may be one of those people who believe that if something happens, there will definitely be someone who will come and save everyone. So why worry about savings and worry about debt?

Maybe you will be incredibly lucky and you will get a fantastic job, a significant salary increase, or you will find yourself the heir of a huge fortune, etc.

What prevents you from becoming rich? We all want to become rich, but not all of us become. Only one percent out of a hundred manage to achieve their goal, while the rest are constantly hindered by something. They have everyone around and everywhere to blame: now the neighbor, now the state, and in general, life is such a dog's, not fair. Some of them are so nice, white and fluffy.

In this article, we will try to understand the main reasons why someone in their entire life has not managed to get rich, and someone simply and rich.

What prevents a person from becoming rich and successful

There are many people, each of whom has its own individual characteristics and disadvantages. That is why, each person has his own reasons that prevent them not only from getting rich, but also from simply crossing the poverty line, despite all their efforts.

Below we will consider the main and most important ones.

THE FIRST and most basic reason is FEAR

A person is very afraid to change anything in his life. He gets used to a certain way of life (work-home-work, etc.) and is afraid to leave his comfort zone.

Many people find it easier to do nothing or do what they used to do just because they cannot afford to lose. The fear of being wrong and losing makes these people losers and financially losers and makes it very difficult for them to get rich.

Such people are usually afraid to make mistakes. Whereas rich people are ready to draw the right conclusions from their mistakes, mistakes and defeats. It is through mistakes and failures that they become even richer.

SECOND and no less important reason - THIS IS LACK OF FAITH IN YOURSELF

BELIEVE IN YOURSELF is generally, in essence, a guarantee of Success and Prosperity. Without it, in principle, it is impossible to achieve anything. And even more to improve their financial situation.

You just need to believe that you can do everything and you will succeed. Without this, nowhere.

THIRD REASON - EDUCATION

Having only school and vocational education, we have been working for money all our lives. Financial literacy is not taught either at the Institute or at school. It is the lack of financial literacy that prevents people from getting rich and financially independent.

THE FOURTH REASON, if not trite, SO IS LAZY

Oddly enough, but it is laziness that prevents the majority from at least starting to change their own lives. Look for better paying jobs, look for other more lucrative opportunities, understand investing and take action.

THE FIFTH no less commonplace REASON IS POSTPONED FOR AFTER

Often from the majority you only hear: that's when, then…. When the extra money and time will appear, when the crisis is over, when the state will give it a boost and provide an opportunity to turn around. And so on until the end of life. Most are constantly disturbed by something. Just because we ourselves could not find the time and opportunity to change anything in our lives, we become everyone and everywhere to blame. So most are sitting and waiting for next Monday, when life will get better. When, like more successful people, there are no but ..., that's when ..., from tomorrow, etc. There is only here and now. And what will happen tomorrow, we will think tomorrow.

THE SIXTH REASON IS NEGATIVE SETTINGS

We are what we do, and we do what we think. Therefore, our way of thinking and attitude towards money largely determines our financial condition. Negative attitudes and beliefs such as:

• money is evil
• money is hard to come by. You have to work hard to earn them
• I can't have money and free time at the same time
• money is not a spiritual concept. Money is dirt
• to have money - not to have happiness
• money spoils a person
• wealth is not for me
• to be rich, I would need to be born in a different family
• I am not worthy to wear expensive things
• one who worries about money is vulgar
• why waste money (buy expensive things and goods)
• count not count - all the same there will be no money
• you need to live within your means
• ashamed to think about money
• I only get clean money
• better to be poor but happy
• better to be poor but honest
• I am poor but proud
• better save money for a rainy day
• it is a shame to take big money from people.
• money is a danger
• big money - big problems
• why stick out, everything has long been divided
• a large start-up capital is required to start a business
• borrowing is ashamed
• money always passes me by.
• to be rich you have to be greedy, cunning, hypocritical

SEVENTH REASON - INCORRECT DISTRIBUTION OF INCOME AND UNCONTROLLED EXPENSES

Most people do not know how to properly distribute their income and control their expenses. A person makes 95% of purchases with his eyes, not with his head, which entails only losses and prevents one from getting rich. Even the so-called "small things" purchases result in a huge amount, which greatly interferes with becoming a wealthy and wealthy person. Therefore, it is very important to learn how to correctly plan a personal budget and keep track of personal finances.

THE EIGHTH REASON IS DEBT

Living "on credit" is probably fashionable now. A person with great desire, driving himself thereby From which it is either difficult or completely impossible to get out.

Lack of self-discipline in personal financial affairs can slowly but surely lead to financial ruin. Only a competent distribution of income and strict control over expenses will allow one to get out of the "rat race" and will allow one to reach a new, higher level of existence.

NINTH REASON - LACK OF FINANCIAL LITERACY

Unfortunately, financial literacy is not taught either at school or at the Institute. The bulk of the population is financially illiterate. This is what the state and other part of the population profit from.

Anyone just needs to improve their financial knowledge. Thank God, the World Wide Web was invented, where a more or less modern person can independently grab the necessary information.

TEN REASON - Fear of Investing

People tend to be afraid. Here, too, most do not invest money, fearing to lose it. They are afraid to take risks, they keep money under the mattress. But no matter how it is for a person, it is just necessary to make your finances work. It is investment that is the main path to financial freedom and independence.

ELEVEN REASON - EASY MONEY

By nature, man is a very lazy creature. He wants everything at once. So with regard to money - the same thing. The desire to get a lot at once only leads to financial ruin. People either start buying all lottery tickets in a row, or play in casinos, on sweepstakes. Even worse, they fall for a scam, financial pyramids and the like. The thirst for easy money and freebies very much prevents a person from getting rich. Here you just need to understand that there is no easy and quick money. Unless, of course, you are going to go to the other side of the law. But in this case, it is already clear where you will find yourself in the near future.

Now it became clear what prevents you from getting rich and. Each person should clearly understand that his financial condition depends only on him. Only he himself can analyze his life, the course of his thoughts, his actions, and independently figure out what prevents him from getting rich.

And then, on the sly, on the basis of the findings, step by step, try to get out of your plight. It is important to always remember that only you yourself are to blame for your deplorable situation, and only you and no one else can fix it.

Also, you can express your opinion about the article in the comments. The MyRublik site will be very GREATLY GREAT at you.

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With the modern possibilities we have, why don't people get rich? Why do most people live poor lives, even when they are far from stupid and talented. Here are 5 main reasons why many people cannot get rich.

1. It does not occur to them that it is possible for them

First, this is something that never happens to them.

The average person grew up in a family where he never met or knew someone who was wealthy. He goes to school and hangs out with people who are not wealthy. He works with people who are not rich. He has a social circle of people outside of work who are not wealthy. He has no role models. If this happened to you during your formative years, before your twenties, you can grow up and become completely adult in our society, and it never occurs to you that it is as possible for you to become rich as it is for anyone else.

This is why people who grow up in homes where their parents are rich are much more likely to become rich than people who grow up in homes where their parents are not rich. And it's not about inheritance.

So the first reason people don't get rich never occurs to them that it is possible for them. And of course, if this never happens to them, they never take any of the steps necessary to make it a reality.

2. They hesitate to get rich

The second reason people don't get rich is because they never dare.

Even if a person reads a book, attends lectures, or is associated with financially successful people, nothing changes until he decides to do something different. Even if it occurs to a person that he can become rich if he does certain things in a certain way, if he does not decide to take the first step, he will turn out to be who he is.

If you keep doing what you have always done, you will continue to get what you always have.

The main reason for not achieving is that the vast majority of people do not choose to be successful. They never make a firm, unequivocal commitment or definite decision that they are going to become rich. They want and they intend and they hope and they intend, someday. They wish and hope and pray that they make a lot of money, but they never dare, "I'm going to do it!" This decision is an important first step towards becoming financially independent.

3. Maybe tomorrow ...

The third reason people don't get rich is procrastination.

People always have a good reason not to start doing what they know they need to do to achieve financial independence. It is always the wrong month, the wrong season, or the wrong year. The business environment in their industry is not good, or it might be too good. They may have to take risks or give up their safety. Maybe next year..

There always seems to be a reason for procrastination. As a result, they continue to procrastinate month after month, year after year, until it is too late. Even if it occurred to a person that he could become rich, and he made a decision to change, delays will push all his plans into an uncertain future.

4. They can't save

The fourth reason people don't get rich is what economists call the inability to delay gratification.

The vast majority of people have an irresistible temptation to spend every ruble they earn and whatever they can borrow or buy on credit. If you cannot postpone gratification and discipline yourself to refrain from spending, you cannot become rich. If you can't practice budgeting as a lifelong habit, you won't be able to achieve financial independence.

As W. Clement Stone said: "If you cannot save money, the seeds of greatness are not sown in you."

5. They don't think forward-thinking.

The fifth reason why people don't get rich is very important, if not more important than everyone else ...

It is a lack of perspective on time.

In a study conducted by Dr. Edward Banfield at Harvard University in the 1950s and published in 1964 as "City of Heaven," he examined the causes of increased socioeconomic mobility. He wanted to know if a person or family was going to move up one or more socio-economic groups and be richer in the next generation than they were in this generation.

All of his research led him to one of the factors he believed was more accurate than any other in predicting success in America. He called it a time perspective. It was defined as the amount of time you take into account when planning your daily activities and making important decisions in your life. Time perspective was about how far you were projected into the future when you decide what you are going to do or not do in the present.

An example of a long-term perspective is the common habit of upper-class families in England to register their children at Oxford or Cambridge as soon as the child is born, even if he will not attend for the next eighteen years. This is a long-term perspective in action. A young couple who are starting to invest $ 50 a month in a scholarship fund so their newborn child can go to the college or university of their choice is a long-term couple. They are willing to donate in the short term to ensure the best results in the long term. Long-term people move economically almost invariably over the course of their lives.

Hello. Today we'll talk about the universal desire - how to get rich. In our time, people only want this, and especially, without making any efforts. Russia…

Probably, for most people in our country, the main dream of their whole life is to get rich and not deny themselves anything. Everyone believes that having money you can travel all over the world, dress in the most expensive boutiques, and eat delicacies. All this is true, but the bulk of dreamers continue to dream of wealth, lying on the couch, while others achieve their goal. If you are the type of person who is used to acting rather than thinking, then it's time to learn how to get rich quick from scratch.

What prevents every person from getting rich

Many people try to get rich, but few succeed. Let's see together why this is happening.

1. Weak motivation and lack of a specific goal. Losers are both willing and afraid to change their lives. They give up at the first setbacks.
2. Lack of knowledge and skills to start and develop successfully. A financially illiterate person will never be successful.
3. Lack of a clear plan of action. People who want to be financially independent, grab onto everything at once, and in the end they do not finish what they started.
4. Wrong attitude towards money.
5. Wrong allocation of your time.
6. Fear of failure and defeat. Any failure should be treated philosophically, and appropriate conclusions should be drawn.

How do you feel about money

What separates a rich person from a poor person? They have different attitudes towards money. A wealthy person perceives money as a tool for earning money. He does not waste them on trifles, but he also does not store them in a stocking. A successful businessman knows the value of money and understands that a bill is just a piece of paper that can be exchanged for products, services or something else.

People with financial difficulties fall asleep and wake up thinking about money without doing anything to change their lives. In order to get rich, you need to change your attitude towards money. People should be the owners of money, and not dictate how to live with bills.

Changing our thinking

In order to become rich and successful, you need to learn to think like a successful person. Never complain about life, set a goal and do everything to achieve it. Learn to be optimistic. Money doesn't like whiners and insecure people. Consider every failure as a precious experience that life itself has presented.

Money, although material, has few magical properties. They appear in the right amount only in those people who believe in them. The most striking example of this is the money pump. And it works as follows. If you have a specific goal and part of the funds for its implementation, then soon you will definitely have the opportunity to achieve it.

For example, if your dream is a car from the salon, and you only have enough money for a used car, with the right motivation, the money pump will definitely turn on. That is, you will receive new job offers, part-time jobs, old clients will remember you, etc. With a goal, a part of the required amount and the right attitude, you can make any dream come true.

It is very important to change your mindset and stop thinking of yourself as a failure at nothing. Believe in yourself, and then the Universe itself will come to your aid.

Rich people's habits

Everyone knows the expression "The rich also cry", but poor people think that these can only be tears of happiness. In fact, in order to earn impressive capital, regularly increase it and remain a healthy and happy person, as well as a loving family man, you need to acquire the habits of rich people.

Learn to take responsibility for your own actions

A wealthy person is used to relying only on himself and is responsible for his actions. He chooses a goal for himself and tries to achieve it, no matter what. He is responsible for any business, assignment or duties. In case of failures, he does not blame anyone, but draws the right conclusions and considers any mistakes to be good tempering. Successful people know how to prioritize and make the best use of their talents and skills. A rich person is constantly improving. For example, he goes to the gym, not because it is fashionable, but because it is good for his body.

Continuously improve your intellectual level

Investing in education is one of the good habits of millionaires. High-income people will never say that they know a lot and are well versed in a particular industry. They try to improve and gain new knowledge throughout their lives. A rich person, unlike a poor person, is not ashamed to learn and does it with great pleasure.

Improve your knowledge of finance

Personal business

This is the most realistic way to get wealth, thanks to which you can feel wealthy and happy at the same time. Below is a selection of articles with relevant business ideas.

Cooperation with a large company

If you are a good specialist in any industry, you have organizational skills, then you can try to get a job in a large company for a managerial position and gradually rise up the career ladder.

Giftedness and talent

If you have the talent of an inventor or have extraordinary mental abilities, then you can try to make some discovery, invent something in order to subsequently patent your work and receive passive income throughout your life.

How to get rich at home

If you are going to get rich at home, this does not mean that you do not have to do anything. Bill Gates said an interesting phrase that the dollar will not slip between the sofa and the booty. And indeed it is. To earn the desired capital, you need to work hard and fruitfully.

To make it easier for you to achieve your goal, try to follow the tips on how to get rich.

Work for yourself and create a team of professionals

Many dream of working for themselves and getting rid of the formidable bosses. There are many ways to start your own business, sometimes you don't even need to have a lot of capital for this. By becoming the owner of your own business, no one can tell you how to proceed.

Learn to have time

Many financial experts argue that the wealth of a successful person can be measured by the amount of free time. So learn to make money with the least amount of effort. For example, think about passive earnings.

Don't be isolated at work

Successful people don't work 24 hours a day. They lead an active lifestyle, monitor their health, pay attention to family and friends. And do not forget about the simple joys of life, spoil your children and loved ones more often.

Do not be intimidated by the crisis

Think positively

Many people have noticed that our thoughts materialize. Therefore, look with optimism at any situation and difficulty. Never get discouraged. A positive attitude is 50% of success in any endeavor.

Daily labor

Do something every day to achieve your goal. Let it be a small thing, but it will bring you 1 mm closer to making your dream come true.

Self-education

Read books written by famous financiers, see. So you will improve, and learn the world of finance from the inside. They will help change your thinking, and push you into smart thoughts.

Here are some of the literary and cinematic masterpieces to check out.

1. The Seven Habits of Highly Effective People is a book written by Stephen Covey.
2. Rich Dad Poor Dad by Robert Kiyosaki. A well-known financier talks about the benefits of self-education, improvement and self-employment.
3. The Secret is by Rhonda Byrne. It reveals the secrets of positive thinking and the secrets of materializing our thinking. And also a film of the same name was shot based on this work.
4. My Neighbor is a Millionaire by Thomas Stanley and William Danko.
5. The book "Think and Grow Rich" by Napoleon Hill has become a favorite work of successful people who made their own fortune.
6. Film "Teen in a Million" directed by Singios Sugmakanan.
7. Brian Tracy, author Brian Tracy, talks about ways to make a difference in life.

The psychology of wealth

It's no secret that our thoughts are material. Therefore, if you want to get rich, then you really have to believe in it. It is better to set yourself a certain (but real) goal, where you should designate the period for which you plan to change your life.

To make this easier, create a wish poster. Take a blank sheet of paper, write all your dreams on it, cut out pictures from magazines that characterize each of them as much as possible and glue them side by side (for example, if you want to relax in Hawaii, then find a picture of this place). Display the poster in a prominent place. It is advisable that when you fall asleep and wake up, he was in front of your eyes.

Many who have experienced this method for themselves claim that 90% of wishes do come true. The main thing is to believe and act.

Folk omens

To believe or not to believe folk omens is everyone's business. I don't believe) Most often they help people who take them seriously and believe that magic and wealth are connected. Therefore, if you are thinking about how to become rich, no matter what, then you should know some of them.

• After sunset, do not give money to anyone. If this really needs to be done, then put the bills on the floor and let the other person take them himself.
• Don't waste money on Mondays, just get paid. To do this, leave a certain amount on the card and withdraw a small part of it every week on that very day.
• Pay and give money with your right hand, and take change with your left.
• Do not whistle in the apartment.
• Give alms or help those in need once a month. Everything in life comes back, both good and bad. Having donated your savings to a good cause, they will definitely return to you in an increased volume, so do not forget about charity.
• You can not scatter trifles around your bag and your entire wallet. Organize your wallet. The bill should lie one to one in ascending order.
• Plant a money tree and place it on the southeast side of the room. So the plant will attract wealth.
• Store your savings in a red envelope or pouch in the southeast corner of your home. Red is the color of wealth and will help you multiply your capital. It is better to place the jewelry box in the northwest part of the room.
• Buy some amulets in the shape of toads with coins in their mouths, they also attract wealth.
• Perform the following ritual. Place a mirror on the windowsill and scatter a handful of coins in front of it so that they are reflected in the mirror. It is said that after this, family finances begin to multiply.
• Do not share your income with people with lower incomes, or those who might be jealous.
• Design your workplace according to the advice of feng shui experts. This will contribute to making a profit.
• Put Chinese coins (round with a square hole in the center) into your wallet. They can also be spread throughout the apartment and in the office.
• Some magicians claim that money comes to those who love it. So talk to them constantly and greet them when you get paid.
• Sometimes people use conspiracies and spells to attract money. Words also have power. So try this method too.

Examples of successful people

Millionaires and wealthy people are not only born, they become thanks to hard work. If you do not believe in this, then you definitely need to find out about how many people who were born in ordinary average families became rich.

1. Albert Popkov in 2006 created and launched an Internet project called Odnoklassniki.ru. At first, for a gifted young man, it was all just a hobby, which eventually made him one of the wealthiest people in Russia.
2. Pavel Durov became a billionaire thanks to the VKontakte social network. He was one of the founders of this site and was able to seize his chance. But he did not stop there and continues to work in this direction, generating new ideas and bringing them to life.
3. Olga Kursanova-Nazarova became rich selling GPS navigators for agricultural machinery.
4. Dmitry Yurchenko created the Life Button project, which made him a millionaire. This is a medical alarm used by people with health problems. By pressing it, a signal is sent to the call center, the workers of which call an ambulance, advise, and come to the aid of the patient.
5. Oleg Tinkov earned his first money by reselling various goods. After that, he opened several stores, did business on dumplings, became the founder of a brewing company and an extensive restaurant chain. Today this person is the owner of Tinkoff Credit Systems Bank.
6. Peter Daniels comes from a dysfunctional family. Many did not believe that anything would come of this guy at all. He could not read, write and had no education. He started many businesses, and often went broke. But that didn't stop him. Peter did manage to get rich by starting a real estate business.
7. Eugene Kaspersky and Bill Gates had average parents without great material wealth, but managed to get rich with the help of IT-technologies.
8. Arnold Schwarzenegger, being a poor illegal immigrant, managed to become a Hollywood star and governor of California.
9. Igor Kolomoisky and Gennady Balashov, born into ordinary Soviet families. They were able to become oligarchs, having taken the first steps even under socialism.

Look at all these people. They are just like you. Therefore, do not fall into despair and do not sit idly by. You, too, can be rich and happy, the main thing is to want it, believe in yourself and, no matter what, go towards your goal.

You can listen to this article. Play a podcast if that's more comfortable for you.

1. Invest in yourself at least 10% of your income

If you don't invest in your business, you will stay put. If you don’t invest in your relationship, you will more often demand something from your partner without giving anything in return. Without developing personal and professional skills, you cannot succeed.

Before taking on any new business, you need to study all the details and pitfalls. This can be done both independently and with the help of paid training programs. As a rule, if a person pays for a lecture or attending a seminar, he listens more attentively and absorbs information.

Learn from the experience of those who are professionals in their field.

Sign up for helpful online courses. Buy books. Fortunately, a rich selection of extensive literature on various topics is presented today.

Self-improvement is not only about education and skills improvement, but also about basic needs such as nutrition. Instead of spending money on fast food, buy healthy foods. Sometimes it turns out to be more expensive, but it's worth it.

2. Devote at least 80% of your free time to learning.

Most of us are consumers rather than creators. For some, it is enough just to receive a monthly salary from their bosses, they do not strive to achieve anything more.

A common belief and justification for not taking action is the lack of time. It really is not enough if you spend it thoughtlessly, for example on social networks or watching TV shows. How can you get rich without doing absolutely nothing for it?

It is better to devote free time to education and self-improvement. This is the key to a successful future and achieving goals. The most successful people on the planet devote a lot of time to reading. They never stop learning.

3. Work not for money, but for knowledge

While you are young, work to learn, not to make money.

Robert Kiyosaki, businessman, investor, motivational speaker, writer

You need to devote to learning not only most of your free time, but also working hours. Always learn something new at work, understand new challenges, participate in professional events, delve deeper into your work area.

Stagnation leads to dissatisfaction not only with your career, but with your whole life. Man needs change. As you improve your professional skills, you open up many opportunities.

Do not forget to take a rest, temporarily withdrawing completely from work. Getting down to business, do not be distracted by something else. Sometimes in a few hours you can do more than a week of work.

4. Learn not for fun, but for the sake of creating something of value.

In this age of information technology, you can find a huge amount of educational resources. But all this useful information will pass by if you just look at it, and not study it in depth and meaningfully.

First, determine what and what you should learn. Many people read self-help books just for show or to add another bestseller to their reading list. Without understanding the importance and desire to achieve something, knowledge will not benefit you. You simply will not learn anything and will only waste precious time.

5. Invest at least 10% of your income in something that makes a profit

As a rule, when a person starts earning more, he starts spending more. Many people receive money and immediately buy something.

Think about sources of passive income. Invest in something that will provide you with additional income. Perhaps later it will bring in even more money than the main job.

6. Give More Than You Receive

It's not about money. Many people want to take as much as possible from life, but do not want to give anything in return. They only think about themselves.

Approach life with awareness, think about others, and do not focus on your own benefit. Help people succeed and inspire them. Then you will understand that this approach brings a lot more satisfaction and happiness. You will see the world differently and improve your relationships with people.

7. Don't be afraid to ask for help

Giving no longer means that you always have to act on your own. We all need help and professional advice from time to time.

Everyone is more or less dependent on other people. But it takes wisdom and humility to acknowledge this fact. Think of it not as weakness, but as strength. When you receive help from someone, sincerely thank that person. Maintain good relationships with people in both your personal and work spheres.

8. Create strategic partnerships that benefit both parties

This will further help to achieve the desired results. But many prefer to compete rather than cooperate. Together with someone, you can create something more ambitious than acting alone.

You have knowledge in one area and the other person has the necessary skills in another area. Develop a project plan that draws on the skills of both parties. Together you will complement each other. It's not for nothing that they say that one head is good, and two is better.

9. Look your fears in the eye and multiply your current goals by 10 times

Write down your goals and visualize them daily. Set yourself goals that seem out of reach at first. To achieve them, you will have to change the way you think. You will form habits that will bring you closer to what you want. You will become more aware of all aspects of life.

This approach will force you to get up and take action: study, exercise, exercise willpower, surround yourself with inspiring people. In other words, look for ways to achieve the goal. Even if these are some pretty crazy ideas, don't dismiss them right away. Don't be afraid to go beyond and surpass yourself.

10. Study Marketing

If you have your own business, marketing will make your job easier. Customers won't come out of nowhere. You need to be able to attract their attention and keep them. Learn the basics of psychology and communication.

The reason many fail to succeed is because they are unwilling to devote time to the study of this science. It is not only the internal component of what you sell that is important, but also the correct presentation of the goods.

11. Focus on the desired results

Wasting a lot of effort and many hours of work does not guarantee success. Sometimes it just seems to us that we are really busy doing the right thing.

Set a goal for yourself and spend as much time on it as it takes.

One may take you only a few hours to reach, while another may take months.

Don't back down, even if you can't get things done the first time. Many made mistakes at the beginning of the journey and lost large amounts of money. But those who succeeded did not give up. Work for results.

12. Don't forget about a change of scenery

What surrounds you influences the results of your work. Doing the same thing in the same setting is tiring. If you have the opportunity, do different tasks in different places and devote one day to one task.

Writing a book or working on an article? Find a quiet, peaceful place where no one will disturb you. There you can do more than you intended. Schedule a few meetings at the café so you don't get distracted by other things. Perhaps this approach will help you get more done.

13. Create your own definitions of the words "welfare" and "success"

After all, these concepts include not only money, although they are undoubtedly very important. However, some rich people are unhappy because other areas of their lives are suffering. After all, money is just a tool to achieve our desires.

14. Be true to your beliefs

To be successful at something, you must clearly understand why you are doing it. People don't buy what you sell, but how you sell it.

Apple is a great example. She does not go into the technical details of her inventions, but shares her core values ​​with the world. And these products are wildly popular.

Believing in what you are doing will help you build credibility in the marketplace. You will be recognized. You will stand out. Don't look back at the opinions of others. Stick to your principles, then you will be successful.